Home equity release
More people are finding that when they get to retirement, that their pension is disappointing and their saving are insufficient to fund the lifestyle they are used to.
Many people carry loans into retirement and these take a large part of their disposal income, meaning the golden years become anything less.
Most people however are probably wealthier than they have ever been – the prices of our houses have been shooting up in value, but this is money we cannot release – until now!
We are specialists in releasing money from your home – so you can enjoy it whilst you are still young enough……we can raise money either as a lump sum or monthly payment
The market is reasonably complex and there are some pitfalls so we take time and effort to understand exactly what you require and will guide you around the potential issues and product choices. Give us a call and we will send an experienced and sympathetic advisor to see you at a time and place which is convenient to you.
If you would like other members of your family to be with you, we would welcome this as it often helps to have several pairs of eyes looking at the opportunities.
We give impartial advice and then shop though the whole equity release market, whether it is for a lifetime mortgage or a home reversion product.
All the products we advise on comply with the SHIP (Safe Home Income Plans) Code of Conduct.
Call us now on 0845 345 0023 to find out about your options and how much you could take from your home to help with your retirement.
This is a lifetime mortgage (or home reversion product). To understand the features and risks, ask for a personalised illustration. Please note that these products may not be suitable for everyone. A fee may be charged for arranging your product. The precise amount will depend on your circumstances but we estimate it will be 1% of the product advance (minimum £995). This can be normally be added to your mortgage/reversion.